Protecting your privacy is important to us. This privacy statement explains how Inspired Loans Limited collect personal data from you, and how we will use and store this information.
Please read this privacy statement carefully, as once you send us your information you will be deemed to have read and accepted this statement.
Where we collect your personal information?
We will only collect personal information, including where necessary sensitive personal data, about you when you apply to us, and any additional information provided by you or others in various ways, including:
- a) When you complete an application form or a contact form requesting a call back.
- b) When you participate in market research, competitions and promotions provided by, or on behalf of Inspired Loans.
- c) Inspired Loans receives from each other, from business partners, and from other organisations such as credit reference agencies and fraud prevention agencies.
Please note that for quality and training purposes, telephone calls to our offices may be recorded and monitored.
What happens to the information provided/collected?
The personal information you provide may be used in a number of ways, for example:
Responding to your requests, enquiries or complaints, including that we may send you updates about your application or the products and services we provide to you to any email address you provide and/or by text message to any mobile telephone number you provide.
For product administration and to notify you of any important changes or developments to the products and services we provide to you
For customer research, statistical analysis and to understand the effectiveness of our advertising
For crime detection, prevention, and prosecution and to keep our website safe and secure
For audit and debt collection
If you provide personal information about someone else, for example a joint application, you must only do so with the consent of the other person. If you enter into a product jointly with another person your data will be shared with the other person.
Sharing your data with third parties
If you submit a loan or mortgage application we may also make one or more credit searches for each applicant when making our recommendation and, the chosen lender may also search your record to verify your credit worthiness and identity. The credit reference agency will add details of any searches to your record which can be seen by other organisations that make searches and they may use it to help make credit decisions about you, to prevent fraud and money laundering and to trace debtors. Where an application is joint the outcome of any credit search may be shared with both persons who make an application.
We may also use or disclose information to the extent required by law, court order, as requested by other government law enforcement authority, or to enforce legal rights.
Safeguarding your personal information
We take the protection of personal data very seriously and we will maintain appropriate safeguards to ensure the security, integrity and privacy of the information you have provided.
Review, correction and deletion of information from our files
If you would like to request a copy of the personal data we hold please contact the Data Protection Officer using the email above or at the address below. Any request may be subject to a £10 fee.
Data Protection Officer
- Inspired Loans Ltd, Channing House, 14 Butts Road, Alton, Hampshire, GU34 1ND
Other types of advertising
We do not have any control over the advertisements you see on other third party websites however you can request to opt out or customise these advertisements by using the Google Ads Preferences Manager.
When using this website, some information may be collected automatically using ‘cookies’. These are small text files which facilitate the processing of your data and enable us to analyse how the website is being used. Cookies can be temporary or permanent.
Temporary cookies form part of the security process while you are using the website; permanent cookies identify the link you used to find our website, check your browser so that we can make sure that our website and services work well with your computer and to help us monitor traffic on our website.
Why are cookies used?
They help visitors. Cookies allow sites to do things like provide personalised content and remember their log-in details and settings. You can turn them off – this won’t stop a website from working, but it might mean it won’t work as well as it could, or that you have to do the same thing more than once.
They help website owners. Cookies tell website owners things like: what search engine a visitor used to find the website, how often they’ve visited it, how long they’ve spent on it, and so on.
We’ve set out below the cookies that we may use and those that are set by third parties on our website.
Except for essential cookies, all cookies will expire after 10 years.
You have the ability to accept or decline cookies by modifying the settings on your browser and by clicking on the disable button below. Please remember though that disabling certain cookies may affect the functionality of our website.
None of the features of our website will be affected – giving you the full experience.
If you are using Microsoft Windows Explorer:
Open ‘Windows Explorer’
Click on the ‘Search’ button on the tool bar
Type ‘cookie’ into the search box for ‘Folders and Files’
Select ‘My computer’ in the ‘Look In’ box
Click ‘Search Now’
Double click on the folders that are found
‘Select’ any cookie file
Use the ‘Delete’ button on your keyboard
If you are not using Microsoft Windows Explorer, then you should select ‘cookies’ in the ‘Help’ function for information on where to find your cookie folder.
We do not pass on, or sell cookies to any other companies. Further information on the use of and managing cookies can be found athttp://www.allaboutcookies.org.