Inspired Loans can offer an instant decision on a secured loan application thanks to our lenders’ automation. Your income can be checked through HMRC, including your PIP, overtime, bonuses and any self-employed income. Your existing mortgage can be checked with a soft credit search that won’t impact your score.
Open Banking can show the lender your current spending patterns to check that you don’t have serious gambling issues.
- No hard credit search
- No in-person visit home valuation, based on Rightmove data
- No broker fees
- No lenders fees
- 8.33% fixed for life
- Flexible approach to recent credit problems
- Flats and other leaseholds are no problem
- You can keep your existing mortgage
- Loan-to-value is 90%, including your mortgage
- One payment holiday per year subject to 10 working days’ notice
- For people with an existing mortgage only
The desire for quick secured loans emerges from the unplanned nature of expenses for people in the UK.
If they had planned expenses well, they would have applied well before the expense was due. They would have allowed sufficient time between the application and approval of the loan.
Since they do not, and expenses are already due, quick secured loans become necessary.
Inspired Loans has the experience and expertise to arrange quick secured loans at very short notice. The notice period, the time between application and approval, may range from 24 hours to a few days.
Inspired Loans can arrange quick secured loans under any circumstances
Does arranging quick secured loan deals in haste imply that the quality will be compromised? No! You can be assured of the quality of quick secured loan deals from Inspired Loans. The loan experts at Inspired Loans continue to make efforts to maintain the quality of quick secured loan deals.
However, the efficiency of the processes involved in approving quick secured loans is improved.
Quick secured loans from Inspired Loans come with no extra charge. As a result, quick secured loans are cheaper, too. Inspired Loans also ensures that you get quick secured loans at an APR typical of secured loans that are approved quickly.
To provide borrowers with information about the typical APR in the financial market, Inspired Loans uses a secured loan calculator. You can easily learn about the APR on quick secured loans by using the secured loan calculator.