- Up to one payment holiday per year with no penalties
- Direct lender, so no broker fees
- Online application with an online decision
- 90% loan-to-value for all property titles, including flats and other leaseholds
- Most types of bad credit are overlooked
- 8.32% fixed for the life of the loan
- No lender fees
- No ERC (early repayment charges)
- Free, no-obligation home valuation with no in-person visit to your home
- No hard credit searches
How is it possible to get instant approval for a secured loan? Inspired Loans has a lender that can use Open Banking to review your income and outgoings, plus an HMRC gateway that can verify your income for both employed and self-employed borrowers.
Though people start their search for secured loans with enthusiasm, they often get tired quickly.
While part of this can be attributed to the physical distance between the borrower and the lender, most of it comes from confusion about which lender to choose for a secured loan.
Many lenders offer secured loans, but not all of them can find you a good secured loan. Only a few lenders will meet the standards you set.
Inspired Loans can be immensely helpful in finding the right lender.
We Have Established Connections
Inspired Loans is associated with several big and small lenders in the UK. The lenders include banks and financial institutions that have been in the UK financial sector for several years. When we at Inspired Loans receive a secured loan application, we immediately transfer it to these banks and financial institutions.
These lenders forward any secured loan deals that match the applicant’s requirements.
You Are The Priority At All Times
Your requirements are given top priority when finding secured loan deals. Inspired Loans follows a two-stage process to arrange secured loans exactly according to your requirements. It acts as a filter: any deal that does not match your requirements is rejected.
Firstly, partner lenders are required to forward only those secured loan deals that match your requirements. Secondly, the loan experts at Inspired Loans verify whether the secured loan deals match your requirements.
Only when the secured loan deal passes these tests is it forwarded to you. This shows that you can get your desired secured loan only at Inspired Loans.